How To Check My Sbi Education Loan Account?

0 Comments

How To Check My Sbi Education Loan Account
SBI Personal Loan Status Frequently Asked Questions –

  1. How can I check my personal loan status? Using their application reference number and registered mobile number or date of birth, SBI personal loan applicants can check the status of their personal loan online. In addition, customers can also check the status of their personal loan application by calling the toll-free numbers – 1800 112 211 and 1800 425 3800.
  2. How to contact SBI personal loan customer care? You can contact SBI personal loan customer care number through the following ways:
    • Call the 24×7 toll-free helpline numbers which are 1800 425 3800 and 1800 11 2211,
    • You can also call the number 080-26599990 which is chargeable.
  3. What is the eligibility for SBI personal loan? To be eligible for an SBI personal loan, the applicant should be a salaried individual, should also be an employee of the State or Central Government, reputed institution, defense forces, employee or pensioner of SBI, etc. In addition, the applicant should meet the minimum income requirement.
  4. Can I get a personal loan from SBI if I do not have an SBI account? Yes, if you meet the eligibility criteria, you can apply for an SBI personal loan even though you do not have an SBI account.
  5. What are the interest rates of the SBI personal loan? Depending on the personal loan chosen by the customer, the interest rates will be set anywhere between 11.90% p.a. and 15.30% p.a.
  6. What are the other modes through which I can check the status of my SBI personal loan? You can check the status of your SBI personal loan by calling on their toll-free numbers 1800-112-211 and 1800-425-3800 which are accessible from all the landline and mobile phones. You can also call on the number 080 26599990.
  7. Is it possible to check the status of some other types of loan products availed by me? Yes, you can check the status of other types of loan products that you have availed. You can visit the SBI website or download the SBI loan app, and under the specific loan product availed by you check the status of your loan product. You will have to enter your reference number and the mobile number registered with the bank to check the status of the loan that you have availed.
  8. What are the personal loan products offered by SBI? There are three types of personal loan products offered by SBI. They are:
    • Xpress Credit Loan
    • SBI Pension Loan
    • Xpress Power
  9. Will I need to visit the bank to collect my loan amount if my personal loan gets approved? No, you will not be required to visit the bank to collect the loan amount if your personal loan gets approved. The bank will credit the loan amount to the bank account provided by you during the application process.
  10. What should I do if my personal loan application loan status is not reflecting online? If you are unable to check the status of your personal loan either on the SBI website or on the mobile app, then you must immediately call the customer care service number and enquire about the status of your personal loan. You can also visit the nearest SBI branch and check the status of your personal loan.
  11. Do I need to pay any fee to check the status of my personal loan? No, you will not be required to pay any fee to check the status of your personal loan. This facility is free of cost and the bank does not charge any fee for it.
  12. Is there any advantage of checking the status of my personal loan online? There is no specific advantage of checking the status of your personal loan online except that the whole process is hassle free in nature and saves a lot of time. You can check the status of your personal loan from the comfort of your home provided that you have a smartphone/laptop and a secured internet connection.

View complete answer

Where can I check my SBI education loan balance?

For users who doesn’t have savings account and has car/home loan account in SBI. The only way to check the loan balance and get the statement is through SBI Quick app. SBI Quick – MISSED CALL BANKING is a free service from the Bank where in you can get your Account Balance, Mini Statement and more just by giving a Missed Call or sending an SMS with pre-defined keywords to pre-defined mobile numbers from your registered mobile number.

Download the app from app store Open Account services Click on registration

Or Send SMS, ‘REG Account Number’ to 09223488888 e.g. REG 12345678901 from the registered mobile no for that particular account. Confirmation message will be received indicating successful/unsuccessful registration.6. Select Balance Enquiry or Mini Statement to get the loan balance Balance Enquiry To get the last ‘clear’ balance on the account.
View complete answer

You might be interested:  Why Distance Education Is Important For The Present Society?

How do I check my education loan balance?

The Federal Student Aid website – The easiest way to check your federal student loan balance is to log in to the Federal Student Aid website, This website contains all relevant information about your federal student loans, including who your servicers are and how much you owe.

To check your balance, you’ll need to log in using your FSA ID, If you don’t have an FSA ID yet, you can create one on the website. Once you’re logged in, you can access your dashboard to see your current balance, your original principal amount, your interest rate and more. Borrowers can have multiple loans with multiple lenders, so the Federal Student Aid website is a good central location.

However, if you need more detailed information on your loans — such as your payment history, connected direct withdrawal bank accounts and more — you’ll want to visit each individual servicer website.
View complete answer

How can I check my SBI loan account?

Home Loan Provisional Interest Certificate – Home loan borrowers can now view / download Interest Certificate (Provisional) of their home loan account(s) using www.onlinesbi.com/personal, Just log on to Personal Banking section of the Internet Banking site with your credentials and select the “Home Loan Int.Cert (Prov)” link under “Enquiries” tab.
View complete answer

How do I access my student loan account?

:: Where Can I Find My Loan Information? :: – An important factor in keeping up with your student loan payments is knowing where to find all of your student loan information. StudentAid.gov is the U.S. Department of Education’s comprehensive database for all federal student aid information.

  • Your student loan amounts and balances
  • Your loan servicer(s) and their contact information
  • Your interest rates
  • Your current loan status (in repayment, in default, etc.)

To access StudentAid.gov:

  1. Go to StudentAid.gov
  2. Click “Log In”
  3. Have your FSA ID available. This is the same username and password you used to electronically sign your FAFSA. To learn more about the FSA ID, visit studentaid.gov,
  4. If prompted, enter your name, Social Security number, your date of birth and your FSA ID.
  5. Read the privacy statement. You must accept these terms to use StudentAid.gov.
  6. Select “Submit”

StudentAid.gov can be a valuable tool for you in keeping track of your student loan information. Checking StudentAid.gov and communicating with your loan servicer will give you the information you need to get back on track for your student loan repayment.
View complete answer

How can I check my loan balance online?

Through the Log in portal – If you visit the official website of a bank. You will be able to view ‘loan’ under ‘products’ section. Under loans, you can click on ‘personal loan’ which will direct you to a new page. You can click on ‘Login’ and using your log in credentials you can view your personal loan statement.
View complete answer

How do I get a loan account statement?

After taking a personal loan, you can keep track of all your repayments through the personal loan statement. The lending institution provides you with ready access to this document. All you have to do is log in to your loan account online and view or download the statement.
View complete answer

How do I find my full loan account number?

If you’ve received correspondence (email or letter) from your loan servicer, your student loan account number may be listed on those documents. You can also check your account online on your loan servicer’s website.
View complete answer

Which portal is used for education loan?

VidyaLakshmi Education Loan Login and Education Loan Search – Vidyalakshmi Login Process: Step-by-Step Guide and Troubleshooting Now that you’ve registered on the portal, all that’s left is filling the Vidyalakhsmi common education loan application form (CELAF).

  1. Visit the Vidyalakshmi Education Loan Portal Website
  2. From the options on top of the page select ‘Login’ and then ‘Student Login’
  3. Enter your registration email address and password
  4. Enter the Captcha Code shown in the text box below
  5. Click on ‘Login button’

Caution: If you’re facing any problems like ‘Account not activated’ or ‘Unable to Login’. Please follow these steps:-

  • Revisit the Student Login Page
  • Under the Login Button, you’ll find a link named ‘Resend Activation Link’. Click on it.
  • Enter your registration email address in the ‘User ID’ Text Box.
  • Click on Send Activation Link Button
  • You’ll get an email from Vidyalakshmi Portal on your registered email address.
  • Follow the instructions in that email and your account will be re-activated.

With this part of registration you have finally completed the toughest part of your study loan application process. Any step after this only involved uploading or entering what you already know, for filling application form or for application of loan. After logging in you’ll be taken to the home section of Vidyalakshmi Student Page.
View complete answer

Can I pay my education loan early?

Plan To Repay –

In case of SBI Student loans, repayment will start after the completion of course period and moratorium period (Repayment commences one year after the course completion or 6 months after securing a job, whichever is earlier). The Loans are sanctioned as Term Loans and to be repaid in EMIs over a maximum repayment term of 15 years (180 EMIs) for Student, Scholar and Global Ed-vantage Education Loans. The repayment of EMI starts 12 months after the completion of the course or 6 months after getting the employment, whichever is earlier for Student and Scholar Loan Schemes. In case of Global Ed-Vantage Loans, repayment of EMI starts 6 months after the completion of the course. The accrued interest during the moratorium period and course period is added to the principle and repayment is fixed in Equated Monthly Installments (EMI). If full interest is serviced before the commencement of repayment; EMI is fixed based on principle amount only. There are NO penalty charges for prepayment. You can prepay your education loan anytime.

You might be interested:  Why Distance Education Has Been Prioritized In India?

View complete answer

Is education loan return mandatory?

The SBI education loan eligibility in 2022 – Coming to the major point of discussion, nationalized banks like SBI have not set any stringent rules for education loan candidates per se. Co-applicants having all sorts of professional and financial profiles are accepted for education loans under the Global Ed-Vantage scheme.

  1. The co-applicant’s income proof: If co-applicants have a salaried job, they need to provide their ITR documents filed for a period of two years. If they are self-employed, their bank statements are also considered by banks as financial proof. If you apply via the online team, you can have a co-applicant who doesn’t have an income too.
  2. The co-applicant should preferably be a resident of India. In the event where a student is a resident of India and their co-applicant is not, the time taken by the bank to sanction such student loans is slightly higher. Again it is better to apply online so that the online team will guide you better and you can expect faster processing.

Students don’t have to worry about these SBI education loan eligibility criteria when they apply through WeMakeScholars, This is possible because the finance team has been at the core of many major policy decisions which were taken by SBI regarding abroad education loans.
View complete answer

How do I check my student loan payment history?

Penn State Federal School Code View your loan history through the National Student Loan Data System, the U.S. Department of Education’s central database for student aid information. National Student Loan Data System (NSLDS) is the U.S. Department of Education’s central database for student aid and provides aid information, including Title IV loans and Pell Grants.

  • NSLDS tracks this information from the financial aid approval stage through the closure stage.
  • Data is transmitted to NSLDS from schools, agencies that guaranty loans, the Direct Loan program, the Pell Grant program, and other U.S.
  • Department of Education programs.
  • You can view your NSLDS information by logging into,

Your profile will provide personalized information like your federal student loan balance, disbursement dates and contact information. You can also view information on your federal loan servicer(s). Log into : Penn State Federal School Code
View complete answer

Why is my student loan not showing up?

Not seeing Federal Direct Student Loans? Reasons: Federal Direct Student Loans could be missing from the bill for a variety of reasons.

You did not accept the loan yet, or you just accepted the loan (it takes 2-3 business days to process once you accept the loan, if all other requirements are satisfied). You are not enrolled in at least 6 credits (undergraduate students); 3 credits (graduate students) You have not submitted your final high school transcript to Admissions (unsatified requirement). You have not completed online Entrance Counseling or a Master Promissory Note (MPN) with the Department of Education.

Check your financial aid status for unsatisfied requirements: Log into Binghamton’s portal at my.binghamton.edu Click on the BU BRAIN Self Service icon on the top of the page. Once in BU BRAIN Click on “FINANCIAL AID” tab Then, click on “ELIGIBILITY” to view “UNSATISFIED REQUIREMENTS” that may result in aid NOT being credited on your bill.

  • Your next steps You must first accept your loan(s) via BU BRAIN.
  • First-time borrowers must also complete the following requirements: Federal Direct Student Loans First-time borrowers must complete an MPN for Subsidized/Unsubsidized Loans and Entrance Counseling online before the loan can credit the student’s account and disburse.

Not seeing private loan funds? Reason: Funds from a private lender are ONLY CREDITED when loan funds are received by Student Accounts at Binghamton University. Your next steps If we certified your loan, it will appear in your financial aid award offer.

  • It usually takes up to 10 business days after we certify the loan for the funds to get to Binghamton.
  • If it is over 10 days and we have not received the funds, contact your lender directly to determine when the funds will be sent to Student Accounts,
  • Note: All disclosures and self-certification forms must be completed and on file with lender before funds will be disbursed to school.

Credit for recently received funds will appear on future bill statement(s). This can be viewed on QuikPay, Not seeing Federal Work Study? Reason: FWS funds are not applied as a credit on a student’s semester bill. Students who are employeed in a federal work study (FWS) job, are paid directly (via a paycheck) using the funds awarded.

Your next steps If you have FWS as part of your financial aid package, you can apply for FWS positions. For more student employment information and to apply for FWS positions, go to hireBING, Do you have an unsatisfied final high school transcript requirement? Reason: If you have not submitted a final high school transcript to Admission yet, this will appear as an unsatisifed requirement in BU BRAIN, Financial Aid tab, Eligibility section.

Your financial aid will not credit your bill and/or generate a refund (if applicable) until the requirement is satisfied. Your next steps You must submit a FINAL high school transcript to: Binghamton University Office of Undergraduate Admissions PO Box 6001 Binghamton, NY 13902-6001 Not seeing outside scholarships? Reason: Private, outside scholarships are only credited to your bill when funds are received by Student Accounts at Binghamton University.

You might be interested:  What Is Positive Feedback In Education?

The PLUS application has not been completed or received by Binghamton. The PLUS MPN has not been signed or received. It could be timing. The PLUS loan can take up to a week to apply to the bill after the application is completed and approved, and all requirements are satisfied.

Your next steps

Check your application and that an MPN for the type of PLUS loan you applied for is on file. First-time parent PLUS or graduate PLUS borrowers must complete an online PLUS MPN and Entrance Counseling, Notification of your approval will be sent to Binghamton University within 48 hours of completing these requirements. For Parent PLUS loans, a refund, if applicable, will be made out to either the student or parent based on parent preference noted on their application.

Not seeing SUNY Tuition Credit? Reason : Must be approved for TAP award by NYS HESC. Eligible students must be a New York state resident and have completed a TAP (Tuition Assistance Program) Application. The SUNY Tuition Credit will be awarded and available for credit toward the bill once a student’s New York state TAP award status listed in BU BRAIN is “Confirmed by NYS Agency” which is HESC.

You did not complete a TAP application for the applicable aid year. You completed the TAP application but there is something missing. Go to NYS Higher Education Services Corporation (HESC) to check the status of your application. Income Verification Process (IVP) is not complete. You have the wrong School Code on the TAP application. Binghamton University’s TAP School Code is 0880, After New York State Higher Education Services Corporation (HESC) receives and verifies your information from filing the TAP application, Binghamton University is notified of your award status, if approved. The award will then be changed from the original Estimated amount to an amount Confirmed by NYS Agency. Once confirmed, the award will appear as a credit toward the bill, pending final TAP certification during the 5th week of classes, and pay during the 6th week of classes. Note: the Confirmed TAP award may be different than the original Estimated TAP award due to verification of income information completed by HESC. To verify that your TAP award is confirmed, go to BU BRAIN, Financial Aid tab, Award section.

Your next steps:

If not confirmed, go to HESC.ny.gov, or set up an appointment to speak with a HESC representative at hesc.ny.gov/contact-hesc.html, Ensure that your TAP application is complete.

Reason for not seeing other New York state scholarships, including Excelsior: (NYS MERIT, STEM INCENTIVE PROGRAM AND OTHERS):

Must apply for New York state scholarships by going to HESC.ny.gov, Income Verification Process (IVP) is not complete. Must apply for the Excelsior Scholarship by the application deadline noted on the HESC website. After HESC verifies, approves eligibility, and you have signed any applicable scholarship contract, Binghamton University will be notified of your award status and funds will appear as a credit toward the bill. Check your billing statement in QuikPAY for an updated award.

Your next steps For questions about a NYS scholarship or your student’s eligibility, go to HESC.ny.gov or set up an appointment with a HESC representative at hesc.ny.gov/contact-hesc.html,

Note: If there are any unsatisfied requirements for financial aid, this will prevent your aid from crediting your bill. You can check if you have any unsatisfied requirements by logging into your BU Brain account and following the steps below: 1. Login to the Portal at http://my.binghamton.edu.2.
View complete answer

How can I check my loan balance online?

Through the Log in portal – If you visit the official website of a bank. You will be able to view ‘loan’ under ‘products’ section. Under loans, you can click on ‘personal loan’ which will direct you to a new page. You can click on ‘Login’ and using your log in credentials you can view your personal loan statement.
View complete answer

Which portal is used for education loan?

VidyaLakshmi Education Loan Login and Education Loan Search – Vidyalakshmi Login Process: Step-by-Step Guide and Troubleshooting Now that you’ve registered on the portal, all that’s left is filling the Vidyalakhsmi common education loan application form (CELAF).

  1. Visit the Vidyalakshmi Education Loan Portal Website
  2. From the options on top of the page select ‘Login’ and then ‘Student Login’
  3. Enter your registration email address and password
  4. Enter the Captcha Code shown in the text box below
  5. Click on ‘Login button’

Caution: If you’re facing any problems like ‘Account not activated’ or ‘Unable to Login’. Please follow these steps:-

  • Revisit the Student Login Page
  • Under the Login Button, you’ll find a link named ‘Resend Activation Link’. Click on it.
  • Enter your registration email address in the ‘User ID’ Text Box.
  • Click on Send Activation Link Button
  • You’ll get an email from Vidyalakshmi Portal on your registered email address.
  • Follow the instructions in that email and your account will be re-activated.

With this part of registration you have finally completed the toughest part of your study loan application process. Any step after this only involved uploading or entering what you already know, for filling application form or for application of loan. After logging in you’ll be taken to the home section of Vidyalakshmi Student Page.
View complete answer

What is remaining duration in SBI education loan?

Repayment: The loan is to be repaid in 5-7 years, after commencement of repayment. If the student is not able to complete the course within the scheduled time, extension of time for completion of course may be permitted for a maximum period of 2 years.
View complete answer