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Ohio Insurance Continuing Education State Requirements

• On this page, you will find all of the state-specific information for Insurance CE in the state of Ohio.
• Ohio Department of Insurance
• 50 W. Town Street, Third Floor – Suite 300
• Columbus, Ohio 43215
• General Info: 614-644-2658
• Consumer Hotline: 800-686-1526

Website: Annuity Best Interest Training Requirement A producer who engages in the sale of annuity products must complete a one-time, 4-credit training course approved by the Department of Insurance and provided by a Department of Insurance-approved education provider.

Producers may not engage in the sale of annuities until the annuity training requirement has been completed. Producers selling LTC must complete an 8-hour LTC training program prior to selling and a 4-hour LTC course biennially thereafter. Resident Requirements Ohio resident licensees must complete a minimum of 24 hours of continuing education credit, including at least three hours of approved ethics training, every two years.

All Ohio resident insurance agents licensed in property, casualty or personal lines who may sell a flood insurance policy are required to complete a one-time course related to the National Flood Insurance Program (NFIP). This course will provide at least three (3) hours of continuing education credit and may be applied to the normal twenty (20) hours requirement.

1. Title producers need 10 hours biennially and Surety Bail producers need 14 credit hours biennially.
2. This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.
3. Non-Resident Requirements
4. Non-resident producers who have met the requirements of their home state are exempt from the Ohio CE requirements.
5. Course Repetition
6. Course repetition is not permitted within the compliance/renewal period.
7. Exam Rules
8. No certification exam is required.
9. Period Requirements

Renewal periods for all agents shall be the last day of their birth month every two years. All CE credits must be completed prior to license renewal. Carryover Requirements Resident agents who hold a Major Lines License may carryover up to 12 credits during each renewal period.

1. All carryover credits are applied as “General” credits and therefore agents will continue to need to meet specific “Ethic” or other line of business requirements.
2. Reporting Requirements Report within 15 days of completion.
3. Need Agent’s NPN to report.
4. State Reporting Fees The Ohio Department of Insurance requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses).

This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course. Instructor Credit Instructors for approved CE courses may receive CE credit for instructing courses.

• Credit may be given in an amount equal to two times the number of hours actually spent instructing a course.
• Credit will be given only once per course per compliance period.
• Exemptions There are no CE exemptions for agents who hold an active insurance license.
• If a company requires a retired agent to hold an active license to receive renewal commissions, then that agent must maintain their CE.

If an agent is not soliciting, selling, or negotiating insurance, and they are not required to hold an active insurance license, they may request to have their license inactivated for a period of no less than 24 months. Inactive agents are not required to complete CE.

• Correspondence (Print)
• Company Seminars
• Classroom
• CBT/CD-ROM (Computer-Based Training)
• Online (Internet Delivery)
• Classroom Equivalent

Notice This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
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How many CE credits do I need for insurance in Ohio?

Persons holding one or more of the above lines of authority are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics specific, prior to renewing their license.
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How many CEUs do you need in Ohio?

Early Renewal ~ Late Renewal – Early Renewal: Many licensees will receive their renewal notice one to four months in advance. If you renew your license early it is important to know:

• You cannot begin taking CEUs towards your next renewal until your renewal date has passed.
• All 30 of your CEU hours must be completed when you renew your license. Renewing your license with less than 30 approved hours is a violation of the law.

Late Renewal:

1. If you have not completed your CEUs, do not renew your license until all CEUs have been completed.
2. If you are not practicing within the state of Ohio, the CSWMFT Board does allow for late renewal. However, you cannot skip a renewal. If you have not renewed your license by your renewal date you are not able practice or refer to yourself as licensed.
3. If the license has lapsed for less than two years, and you have completed 30 approved CEUs and submitted a renewal application and fee, the license will be renewed to the next renewal date.
4. For example: you did not renew your license in June 2011 instead you renewed your 2011 renewal late in June 2013. In June 2015 you will need to renew your 2013 renewal. You are not able to skip a renewal and you cannot practice on a lapsed license.
5. If you allow your license to remain in a lapsed status beyond your next renewal date your license will expire and you will have to re-test and re-apply for licensure under the current Laws and Rules.

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How do I check my CE credits for insurance in Ohio?

13. How can an agent check to see if credits have been reported? – Agents can check their transcript by going to the department’s website at, The transcript will list all courses on file for the current renewal period. Allow a minimum of fifteen (15) days from the course completion date for the credits to be posted.
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How many hours of continuing education are required for license renewal in Ohio?

(B) Licensees must certify completing the thirty hours of continuing education on or before the licensee’s date of birth three years after the licensee’s date of initial licensure and every three years thereafter.
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How many credits do you need in Ohio?

You must earn a minimum total of 20 credits in specified subjects and take your required tests. Then, decide how you will round out your diploma requirements. Earn a passing score on Ohio’s high school Algebra I and English II tests.
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How many hours is equal to 1 CEU?

IACET Approved Provider Frequently Asked Questions – Q: What does it mean to be an “authorized provider” of IACET CEUs? A: The College Board underwent a lengthy application process that included submitting organizational information and event materials, being evaluated during a site visit, and agreeing to adhere to the IACET criteria.

• As a result, the College Board received authorized provider status in June 2003.
• Q: What is the benefit of being designated as an “authorized provider”? A: While the term “CEU” is not trademarked, not all organizations have an equal commitment to quality in awarding CEUs.
• IACET seeks to ensure a high level of credibility and accountability from its over 575 authorized providers.

Q: What constitutes one CEU? A: One CEU equals ten contact hours of participation in organized continuing education classes and/or training conducted by a qualified instructor. A contact hour is equivalent to one 60-minute interaction between an instructor and the participant.

Q: What is the minimum period of contact for which a CEU can be awarded? A: A CEU cannot be granted for learning events that are less than one hour in length. Q: Which College Board teacher professional development offerings qualify for IACET CEUs? A: The entire organization was approved as an authorized provider, so participants can receive credit for most of our professional development offerings with clear objectives to meet learner needs and in which participant learning can be assessed.

CEUs are not available for plenary sessions, exhibit hall presentations, meetings, social events, archived online events, or those sessions that provide participants with information about a particular “product” or program without including measurable learning objectives.

Q: What are the attendance requirements in order to receive CEU credit(s)? A: Each participant will sign a check-in roster at the event. Participants must attend the entire event for which they registered unless they have made prior arrangements with the regional office administering the workshop. For face-to-face events, certificates are prepared in advance of the event but will not be distributed to participants until a completed conference evaluation form and (if applicable) a CEU certification card has been submitted to the instructor or CEU desk at the conclusion of the event.

For online events, College Board staff will review participant attendance via the online learning platform. Certificates are awarded after the confirmation of complete attendance. CEUs are not eligible for archived online events. Q: How will attendance be certified for large, multi-session conferences? A: Each IACET CEU-eligible session will have a College Board representative available at the session’s conclusion to certify your attendance.

1. At the conclusion of the entire event, you will submit your CEU certification card (provided by the College Board in your registration materials) to the representative.
2. Your attendance will be tabulated and a certificate will be mailed shortly after the event.
3. Q: Can I register for an event on-site? A: While pre-registration allows for the most efficient record processing, on-site registrants will be accepted (space permitting).

Attendees who register on-site will also have certificates mailed to them shortly after the conclusion of the event. Q: How will I know how many CEUs I have earned? A: Each certificate will include the number of CEUs earned and the number of contact hours.

1. A historical record for each participant will be kept by the College Board for a period of at least seven years.
2. Collecting participants’ current home addresses will help ensure that records are accurate as participants move between jobs.
3. Q: How does the College Board ensure the quality of workshop consultants? Does the instructor have any discretion in determining whether CEUs are awarded? A: Yes.

First, College Board-endorsed consultants will be used, wherever appropriate, for workshops in which CEUs are awarded. When a professional development event would benefit most from a recognized expert in the field, the College Board reserves the right to invite guest consultants as presenters.

• An instructor who determines that a participant has not gained satisfactory knowledge from a particular professional development event may withhold the certificate and inform the appropriate College Board regional office of that decision.
• Final discretion on awarding CEUs will reside with the College Board office administering the event.

If you have additional questions regarding CEU credits please contact, : Continuing Education Unit (CEU) Credits
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Does BLS count as CEU in Ohio?

Can I use my ACLS, PALS, BLS, CPR cards as continuing education? Yes, these courses will be accepted as continuing education as long as the courses were provided by an approved source (see OAC 4765-19-01).
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Does 1 CEU equal 1 hour?

Continuing Education Units (CEU’s) for Dummies | ERI Are you clear on what is the definition of a CEU (“continuing education unit”) vs. what is a continuing education hour? In most states, a CEU is a tenth of an hour. Thus, a one hour course is equivalent to 0.1 CEU. In a two day course, which is typically 12-14 hours long, the CEUs translate to 1.2 or 1.4 CEUs. Some state physical therapy boards and physical therapy associations, such as in Florida and NY calculate an hour as 50 minutes.

• No, this is not the new math! But you do get more bang for your buck! In this case, the best way to calculate how many continuing education hours a course provides is to add up the hours, multiply by 60 (to get the total minutes) and then divide by 50.
• But not to worrywe at Education Resources, Inc.
• Will do this for you and this information will be on each brochure that you download from our website.

Education Resources is also an approved ASHA Approved CEU provider, and ASHA calls an hour of time 1 CEU. Hooray, ASHA! Ready to learn more? : Continuing Education Units (CEU’s) for Dummies | ERI
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Can I still renew my insurance license after it expires in Ohio?

Title Insurance Marketing Representative – Renewal Period: Biennially ninety (90) days before the last day of the licensee’s birth month – the last day of the licensees birth month. Late Renewal Period : Up to one year past the expiration date.
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How many CE credits do I need for life insurance?

ADVISORS CE CREDITS

• The Advocis professional development requirements for all members (excluding student and retired members), are required to engage in professional development according to the guidelines below.
• Professional development includes both structured and informal learning activities:
• Continuing Education (CE)
• A minimum of 15 hours of structured learning activity in the form of CE programs. Examples that qualify include:
• (1) CE programs accredited by The Institute’s Accreditation Service, which confirms content as meeting the, One CE credit equals one hour of structured learning activity; and

(2) Successful completion of certain licensing and designation program courses that have been approved by the individual member’s respective designation or governing body. Qualifying examples include LLQP, Mutual Funds Course, CFP, CLU and the CHS. Informal Learning Activities A maximum of 15 hours of informal activity determined by the member as contributing to his or her ongoing professional development such as:

1. Teaching/presenting
2. Research/writing articles
3. Self-study
4. Participation on industry task forces/committees

Professional Financial Advisor (PFA™) Holders of the PFA designation must meet annual CE requirements established by The Institute for Advanced Financial Education™. PFA designation holders are required to obtain a minimum of 20 continuing education (CE) credits each calendar year, one credit of which must be from a recognized Ethics program.

1. Within these 20 credits, a minimum of 10 CE credits must be accredited by The Institute; a maximum of 10 CE credits can be approved by The Institute.
2. Certified Health Insurance Specialist (CHS™)
3. Holders of the CHS designation must meet annual CE requirements established by The Institute for Advanced Financial Education™.

CHS designation holders are required to obtain a minimum of 10 continuing education (CE) credits each calendar year, one credit of which must be from a recognized Ethics program. Each hour of CE must be approved by The Institute in order to qualify as a CE credit.

Any deficiency in one year must be made up by the end of the next calendar year, in addition to the full year’s CE credits requirement. Chartered Life Underwriter (CLU®) Holders of the CLU designation must meet annual CE requirements established by The Institute for Advanced Financial Education™. CLU designation holders are required to obtain a minimum of 30 continuing education (CE) credits each calendar year, two credits of which must be from a recognized Ethics program.

Any deficiency in one year must be made up by the end of the next calendar year, in addition to the full year’s CE credits requirement. A minimum of 15 CE credits must be accredited by The Institute; A maximum of 15 CE credits can be professional development.

General Professional Development CE credits must be industry-related (courses, seminars, etc.), and may be subject to The Institute’s review. Chartered Financial Consultant (CH.F.C.) Holders of the CH.F.C. designation must meet annual CE requirements established by The Institute for Advanced Financial Education™.

CH.F.C. designation holders are required to obtain a minimum of 10 continuing education (CE) credits each calendar year. Each hour of CE must be approved by The Institute in order to qualify as a CE credit. Any deficiency in one year must be made up by the end of the next calendar year, in addition to the full year’s CE credits requirement.

• Certified Financial Planner (CFP®)
• Holders of the CFP® designation must meet annual CE requirements established by Financial Planning Standards Council (FPSC).
• For more information, please visit,

Continuing Education (CE) Provider Accreditation Through, the CE Accreditation Service provides an impartial third-party review and accreditation process for CE programs developed for financial advisors and planners. All applications for CE credit are evaluated against The Institute’s,

The Process After reviews are complete, decision reports detailing the specific competencies that have been confirmed are issued to education providers. In an audit situation, The Institute’s decision reports offer near-universal acceptance toward meeting CE requirements of regulators and designation-granting bodies.

Any questions about the applicability of specific programs should be directed to the respective regulator and/or designation-granting body. Institute accreditation of a program is valid for two years following the accreditation date. For more information about the CE Accreditation service, please,
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How many CEUs is 16 hours?

One CEU equals 10 contact hours. For example, if a certificate lists a class as 1.6 CEUs, that equals 16 hours.
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How many CPD do I need to renew my license?

The bill mandates that all professionals shall be required to obtain 45 CPD credit units every four years, which shall be deemed as the compliance period.
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What is a good rule of thumb for car insurance?

Do you have your state’s minimum required car insurance, and then some? – Drivers need at least the amount of car insurance required by their state— and most need more than that, says Les Masterson, insurance analyst and managing editor with CarInsurance.com.

Most states generally require bodily injury liability and property damage liability coverage, roughly half require some type of uninsured/underinsured motorist coverage, and more than a dozen require personal injury protection, for example. “State requirements usually don’t offer the protection you need,” adds Masterson.

As a rough rule of thumb, auto insurance experts recommend liability coverage of at least 100/300/100 — meaning, $100,000 in body injury liability insurance per person, $300,000 in bodily injury liability per accident and $100,000 in property damage liability per accident.

• That level of car insurance is considered full coverage and having that expanded liability protection can provide you more protection in case you’re in an accident,” says Masterson.
• And if you have significant assets you may want more, says Janet Ruiz, director of strategic communications for the Insurance Information Institute.

“Liability protection often goes up to $500,000 for car insurance,” says Masterson. And you may want other types of insurance as well, which we discuss in the next section.
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What is Ohio’s minimum level of auto insurance coverage?

If I purchase auto insurance to demonstrate Financial Responsibility,what are the minimum coverage requirements in Ohio? In Ohio the required minimum for Bodily Injury Liability Coverage is currently $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident.
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Is Ohio a no-fault state?

Is Ohio a No-Fault State for Auto Insurance? – Short answer : Ohio is not a no-fault state. Ohio is an at-fault state. This means the driver who is at fault for the accident is liable for any injuries. Ohio law requires drivers to carry minimum liability insurance of:

25,000 bodily injury coverage per person, per accident;50,000 bodily injury coverage total per accident; and25,000 property damage coverage.

Since Ohio is an at-fault state, your remedy after an accident is to file a claim against the at-fault party’s insurance company or to sue the driver directly. If you are hit by a driver without insurance or your injuries exceed the amount of coverage, it may be difficult to collect what you are entitled to, especially if the driver does not have any assets.
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